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Finance
At Indigo, we know that purchasing a car or van isn’t just about the price. That’s why we’ve worked hard to get you a number of finance options to make your purchase that bit easier. We can provide a number of competitive financing options for your chosen vehicle. We also realise that the world of finance can seem confusing at best, so we have a number of specialists who are trained to help you every step of the way. Why not give us a call on
0871 288 5400
to discuss your requirements and we’ll do our very best to help you find the package best suited to you.
Hire Purchase
Hire Purchase is currently the most popular way to buy a car or van because it is very simple and works in a similar way to a personal loan:
- Choose how much deposit you would like to pay
- Choose a loan term between 12 and 72 months
- Your repayments are fixed and equal for the entire loan term
- Change your car whenever you want
Indigo will set up the agreement on your behalf with one of our market leading loan providers, who will pay the agreed loan amount directly to Indigo. You then pay the agreed number of instalments to the loan provider.
You can change your car at any point by contacting the loan provider, who will issue you with the outstanding balance. The loan provider will also give a rebate on the outstanding interest on the loan.
Benefits of Hire Purchase:
- Simple to understand and set up
- Your repayments are fixed throughout the term, even if interest rates increase
- You have the flexibility to change your car whenever you want
Personal Contract Purchase (PCP)
This type of purchase is designed to give customers greater flexibility by providing more options at the end of the finance period:
- Choose how much deposit you would like to pay
- Choose a loan term between 12 and 48 months
- Choose your expected annual mileage
- Your repayments are fixed and equal for the entire loan term
- A Guaranteed Future Value (GFV) is calculated by the loan provider
At the end of the contract your options are:
- Hand it back: simply hand the keys over and walk away with no future responsibilities
- Take ownership: pay the GFV to the loan provider and you will then take ownership of the car
- Choose a new car: part exchange your car to Indigo and choose
a new one
Benefits of Personal Contract Purchase:
- Peace of mind from knowing that you have the benefit of a Guaranteed Future Value
- The GFV can reduce your monthly repayments making your
choice of car more affordable
- Flexible repayment patterns and flexible deposit terms for ease of budgeting,
tailoring the payment to suit your circumstances
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  Drive away same day
Choose any car or van in stock at Indigo, the Car Super Dealer and you can drive away the same day. All you need to do is bring with you your full driving licence (card and counterpart), a proof of signature and a recent utility bill showing your name and current address.  Price promise guarantee
Indigo isn't called The Super Dealer for nothing – we're so confident that we are the best there is, that if you buy a car from us and find the same car with a better deal within 7 days, we'll not only refund you the difference, but we'll give you an extra £100 on top!  Good Garage Scheme
Using the Good Garage Scheme, you'll find local independent garages you can trust. Indigo's listing in the scheme assures you that we perform services to a strict standard and will always have your best interests at heart.  AA Warranty
Buy any used car from Indigo, the Car Super Dealer and you'll get a FREE AA Warranty. No worries.  Part Exchange
Indigo will accept any car or van as part exchange, regardless of it's age or condition. It doesn't even need to have an MOT!    |